Becoming a client

The starting point is a discussion on your current situation:

  • What is important to you, your values and concerns
  • Your personal and financial situation and goals.
  • Your knowledge of and attitude to investments and investment “risk”

This is followed by details about our processes and the services:

  • Primary and secondary disclosure documents
  • An outline of the financial planning approach we follow
  • The use of a scientific investment strategy rather than other common methods
  • Portfolios we recommend and their likely return and volatility
  • Access to wholesale funds and information about other parties involved in the services
  • The randomness of investment short term outcomes and the role of markets
  • Your ownership security and protection
  • Likely implementation and operational costs for you

This all may take more than one meeting and will be the basis for any advice provided. It is then your decision whether you like what you have heard and wish to proceed to the next steps.

Next steps include:

  • Providing our advice and recommendations in writing together with further discussion
  • Agreeing on the issues and the plan of action with you
  • Documenting personal identity and address confirmations, as well as Trust if applicable
  • Preparing and executing contracts
  • Detailing our review and update program with you.

Implementation:

  • Contracts are prepared and signed off before any transactions can take place
  • You will be able to view your investment account over the internet if you wish
  • All financial transactions are handled by the custody services including the first one
  • The investment account is your property

Compatibility

  • Our firm does not proceed with all referrals and enquiries received
  • If in our opinion your expectations are unrealistic or too demanding no advice is provided
  • We desire a long term relationship with our clients as investors, not speculators
  • Successful investing in our opinion is about using strategies that are scientifically validated
  • Avoided are strategies based on predictions, market timing, concentrated risks, high tax and costs