Financial Planning for Retirement
Cliffe Consulting | Your Trusted Financial Advisers| Auckland
Cliffe Consulting | Your Trusted Financial Advisers| Auckland
The journey's always smoother with a plan
Having a financial plan for your retirement - and all the life events that happen along the way - means you’re more likely to have a smoother journey.
Instead of getting anxious about what you’re spending, feel confident that your financial plan has everything taken care of.
DOn't leave your financial future to chance
Life is full of choices
● How much do I need to save for my retirement?
● Is KiwiSaver enough for me?
● When can I afford to retire?
● How much will I have to spend in my retirement?
Retirement may be the end goal, but life happens along the way
Financial planning helps you reduce the stress around financial decisions that you make as you go through life
● How often can we afford to upgrade our cars, travel or renovate our home?
● Can we afford private education or assist with tertiary study for our children?
● What is the impact of selling the bach, downsizing the home or moving to a different town?
How we work together to plan your finances
We don’t make your lifestyle and financial decisions fit a pre-determined, templated financial plan. Instead, we work together to convert your lifestyle needs and options into numbers. And show you visually how your choices affect your financial future. You can see the trade-offs between your different choices.
So you know
● When to sell the business.
● How much to give away to the children and when.
● How much risk to take with your investments?
● What happens if one of you gets seriously ill or dies?
● What are your choices if you’re on your own?
● If moving into a retirement village is a good solution.