Take the Guesswork Out Of Your Financial Future
Cliffe Consulting | Independent Financial Advisers | Auckland
Don't risk your money and future diy-ing your financial planning and investments
Cliffe Consulting. Helping You Achieve Your Retirement Goals.
Successful Investing Starts Here
Your journey to retirement is personal to you. And we're excited to be on that journey with you.
We spend time getting to know you and your plans. And this is what guides our financial advice and practical assistance.
Security matters. But many people stay with the banks for their investment advice because they’re perceived to be safer, but they are not. Being Independent Financial Advisers is important to us because it allows us to give advice that’s right for what you need to meet your financial goals. So your financial future isn’t determined by cookie-cutter services and products.
A secure investment plan shouldn't depend on hope. Any plan should be grounded in academic research and real-life evidence of what works and why. And this is what we apply to all our investment portfolios. We consider what drives investment returns and invest in ways that increase the reliability of outcomes for clients over time. We help our clients see through the hyped promises of investment gurus and educate them on their likely investment experience.
MEET YOUR TEAM
Rachelle Bland
Director, Senior Financial Adviser
BCom, National Certificate in Financial Services (Financial Advice)
Before joining Cliffe Consulting in January 2017, I worked in the financial services sector for over twenty years, holding positions in several large financial institutions, training financial advisers, and building advice processes, systems and adviser technology.
When I decided to practice as a financial adviser, I knew I was uncomfortable doing it within a corporate company that also promoted its own investment products. I needed to be able to recommend solutions that my clients needed, not ones where it suited my employer.
One day I asked John to explain his investment philosophy to me as if I were a prospective client. It made total sense. It was simple and elegant, with an overarching objective being that managing risk mattered just as much as the return.
I’m really passionate about all New Zealanders having access to proper financial planning advice. We are not born with money skills, and few like to talk about it, yet it’s something that profoundly affects us all.
John Cliffe
Founder, Director, BA BCom, Grad Dip Business Studies in Personal Financial Planning
I'd love to say that I had a 'calling' to become a financial adviser. But the truth is, after running several different companies, I wanted a less-stressful existence without significant operational hassles. That was 1996.
Helping people with their retirement planning and investments seemed ideal. Despite the changing market conditions over the years, I have many longstanding clients who have done well. One reason for this success is, as I like to tell my clients, you should throw your quarterly reports in the bin because it's like judging a marathon by who's leading at the 100-metre mark.
Although I have stepped back from giving financial advice, I love to catch up with our clients when they visit the office and help support the team behind the scenes.
